Articles from the firm on civil law: claims, contracts, liability and how they connect with cybercrime.
See our civil law service →What an unauthorised transfer is, what the bank must refund, the offence under article 248.2, where to report it and what to do if the bank ignores you.
Read article →A loan taken out with your stolen identity. How to prove you never signed, get out of ASNEF, oppose the payment order and which crime it is, with articles.
Read article →Penitential or confirmatory arras, NIE, land registry report, charges, cadastral reference value and taxes in Galicia. What the lawyer checks before you sign.
Read article →Burglary of a dwelling or usurpation, what the police can do on day one, the owner's legal routes with their timescales, and what you must never do.
Read article →Default interest, ASNEF, the payment order procedure and garnishment if you stop paying a Moneyman microloan, and what you really owe if the loan is usurious.
Read article →What can be demanded from the bank that received a fraudulent transfer, under which rules, what evidence is needed and what happens if the account is abroad.
Read article →Usurpation under Article 245, when police may act without a court order, which civil route fits a commercial unit depending on who is inside, and what not to do.
Read article →One month to return the deposit, what the landlord may deduct, how much rent can rise and the notice needed not to renew. Tenant rights under Spanish law.
Read article →Not paying a debt is not a crime in Spain. Fraud, concealment of assets and unpaid maintenance are. Penalties, limitation periods and what to do.
Read article →How long you have to claim, when the bank must refund you, unauthorised versus authorised-by-deception payments, and the penalties for vishing in Spain.
Read article →Which article lets you terminate the lease and which governs eviction, the tenant's right to cure, vulnerable tenants, guarantors, the deposit and collecting after judgment.
Read article →Reverse mortgages under Spanish Law 41/2007, the rights of the spouse and heirs, what happens if the debt exceeds the home's value and when not to sign.
Read article →Preventive powers of attorney under Spain's Law 8/2021. Civil Code articles 256 to 260, how it is activated, safeguards, several agents and what prevails if a curator is appointed.
Read article →A one-quarter forced share, the widow's usufruct, joint wills and what happens if you die intestate in Galicia. What Galician law lets you decide.
Read article →Advance directives in Galicia. Notary or witnesses, what you can write, the representative, the register and what happens if family or doctors disagree.
Read article →Differences between heir and legatee under the Spanish Civil Code, who answers for debts, how a legacy is claimed and which to choose when making a will.
Read article →Who pays each tax, the mandatory deed, usufruct, marital property, mortgages, the child's divorce, siblings and the forced share, and when a gift can be revoked.
Read article →Which debts pass to heirs in Spain, how to accept with benefit of inventory or renounce before a notary, Civil Code deadlines, co-heirs, minors and regional law.
Read article →The closed list of grounds in articles 848 to 857 of the Spanish Civil Code, psychological abuse per the Supreme Court, proof, challenges, grandchildren and regional law.
Read article →Selling a Spanish family company: how each seller is taxed, what happens to the 95 % inheritance relief, what to do if a sibling refuses and what the family warrants.
Read article →Retiring and closing a business in Spain: why deregistering does not cancel debts, which guarantees survive dissolving the company, what staff are owed.
Read article →Fake listing, hacked chat or a host demanding a bank transfer for a stay in Spain. What the platform answers for, what you recover by payment method, fraud under Art. 248 of the Spanish Criminal Code and where to report.
Read article →What the Galician apartación is, how it differs from a pacto de mejora or a gift under Spanish law, how it is taxed and what if the child sells soon after.
Read article →Order never arrived or wrong item from AliExpress or Temu while living in Spain. Your rights under Spanish law against a seller in China and what is realistic to recover.
Read article →Forced share, collation, a sibling who will not sign or occupies the flat, debts, tax and how to divide an inherited flat in Spain after the 2025 reform.
Read article →Spanish inheritance with an heir abroad: deadlines already running, apostilled power of attorney, NIE, non-resident tax and the heir who will not sign.
Read article →Time limits to claim in Spain, why paying as friends and family leaves you unprotected, what to do when PayPal says no and how the fraud is prosecuted.
Read article →How to spot a fake online shop in Spain, fraud under Article 248 of the Spanish Criminal Code, what you can recover by payment method and where to report it.
Read article →Third-party seller or Amazon EU, A-to-z Guarantee, withdrawal, conformity, fraud under the Spanish Criminal Code and what to keep to get your money back.
Read article →Debt discharge in Spain under Law 16/2022: requirements, two routes, which debts are cancelled and which are not, and what happens to the home and guarantors.
Read article →How the proceso monitorio works in Spain: which debts qualify, what documents you need, how the payment demand is served and what happens if the debtor pays, stays silent or opposes.
Read article →Breaking and entering or usurpation under Spanish law, the criminal or the civil route, eviction, and what an owner in Spain must never do so as not to be the one reported.
Read article →The three electronic signature types under eIDAS in Spain, which one equals a handwritten one, and why in a dispute the evidence decides, not the signature.
Read article →If a Spanish bank account has been emptied through phishing or a bank impersonation scam, Spanish payment services law requires the bank to refund unauthorised transactions unless you were grossly negligent. Here is w...
Read article →Under Spanish law you can't freely disinherit children or spouse: the forced share (legítima) is reserved. Left out of a will in Spain or Galicia? You may have a claim.
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